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What is a short sale?
A short sale happens when a property is sold for less than what is owed. The lender holding the mortgage agrees to take less than the mortgage payoff amount.

Many folks are finding themselves in a situation whereby they are unable to afford their mortgage payments. In that instance, a short sale may be a good alternative to a foreclosure.

Reasons why people choose a short sale:

  • Can be less damaging to one's credit than a forclosure
  • Stops collection calls from the mortgage company
  • Can save the embarrassment of having a sherif sign on the property.
  • No foreclosure notice printed in the newspaper
  • A short sale may take months to accomplish 
  • Being pro-active in resolving the matter is usually much less stressful than just letting a foreclosure happen

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